About Gemini

SOC 2 Type 2 certification, FDIC-insured USD deposits, and a New York BitLicense. Gemini stacks regulatory credentials like no other crypto exchange. Cameron and Tyler Winklevoss founded it in 2014 with a deliberate focus on compliance, and that philosophy permeates everything from the custody solution to the trading interface. The downside of this approach shows up in two places: token selection (only about 70 assets, far fewer than most competitors) and fees (0.20%/0.40% maker/taker, plus convenience fees on the simple buy interface that can reach 1.49%). ActiveTrader mode provides better pricing but requires switching to a separate interface. Gemini Earn had a rough stretch during the 2022 Genesis bankruptcy, though the program was relaunched under tighter risk management. The credit card offers crypto cashback that actually works well for everyday spending. For institutional investors and high-net-worth individuals in the US who need auditable custody and regulatory clarity, Gemini remains a top pick. Casual traders looking for low fees and broad token selection should look elsewhere.